Cash transfers can now be made using just a mobile number. CITICpay lets you transfer money directly from your bank account using just a mobile number in a secure and reliable manner.- Transfer money to mobile numbers: You need only the receiver’s mobile number to transfer money without having to enter the bank account number.- Debit your bank account without cash top-up: Directly debit your bank account upon authentication.- Transfer money to the majority of bank accounts in Hong Kong: Transfer money to the majority of local bank accounts though JETCO Pay P2P anytime, anywhere.- Free: No charge will be incurred from downloading or using the app.- State-of-the-art security: Multiple security technologies safeguard money transfers and privacy.